Key Benefits

  • Get life cover to protect your loved ones at affordable rates
  • Get cash payout up to ` 1 crore on first diagnosis of 34 critical illnesses (optional)*
  • Accidental death benefit up to ` 2 crore (optional)**
  • Tax benefits^ up to ` 54,600 under Section 80C and 80D of the Income Tax Act
  • Get covered till the age of 99 years and flexibility to pay for limited term

Important Information

  • 1 out of 3 people buy this plan with Critical Illness benefit (Source: Company BuyOnline Data - Dec 2015 till date)
  • 2 out of 3 people buy this plan with Accidental Death Benefit (Source: Company BuyOnline Data - Dec 2015 till date)
  • Buy this plan with Married Women's Property (MWP) Act so that benefits are indeed passed on to your wife and children.

Key Benefits

  • Get the claim amount on detection*
  • No restrictions on your choice of hospital
  • Waiver of future premiums** for Minor conditions of Cancer or Heart for full policy term
  • Get tax benefits^ up to ` 7,800 under Section 80D of the Income Tax Act

Important Information

  • You can pay premium once or every month, half year or every year
  • Policy term can be from 5 to 40 years depending on your age & premium payment term selected
  • Existing customers can get loyalty discount of 5% on first years’ premium

Key Benefits

  • Invest only once and enjoy benefits for entire policy term
  • 100% amount invested in wide range of funds
  • Choice of 7 funds (3 equity, 3 debt, 1 balanced)
  • Up to 10 times life cover* to protect your loved ones
  • Tax benefits^ on premiums paid and maturity benefit under Sec 80C and Sec 10(10D) of IT Act, 1961

Important Information

  • You can start this plan with a minimum premium of `50,000
  • You have to pay premium only once
  • Policy term is 5 or 10 years
  • Secure corpus for benefit of your wife and children under Married Woman’s Property Act^^

Key Benefits

  • Build your retirement corpus as per your risk appetite
  • Your capital is protected from market downturns through Assured Benefit*
  • Option to increase your investment through Top-Ups**
  • Get rewarded with Pension Boosters^

Important Information

  • You can start this plan with a minimum premium of `48,000 p.a.
  • You have the option to pay the premium either regularly or for a limited period of five or ten years
  • You can choose your policy to last for either 10, 15, 20, 25 or 30 years

Key Benefits

  • Fund expenses at key educational milestones of your child through partial withdrawals any time after completion of 5 policy years.
  • Choice of lump sum pay-out and waiver of premium*.
  • Rewards of Wealth Boosters and Loyalty Additions** for long term investments.
  • Security of your loved ones in your absence.

Important Information

  • You can start this plan with a minimum premium of `45,000 p.a.
  • You can choose to pay your premiums yearly, half-yearly or monthly.

You Can Depend On Us

Get peace of mind that your claim will be settled fairly. Our claim settlement ratio for FY2018-19 is 98.6% (Source: ICICI Prudential Life Annual Report FY2018-19).

Your policy will be issued in 72 hours on receipt of all documents and medical reports.

If not satisfied, you can return (free look) the policy and get your money back.

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Why Us?

Best in INSURANCE services

We are committed towards fulfilment of our promise to you and your family. We are happy to share that Our claim settlement ratio is 98.6% for FY2018-19 (as per ICICI Prudential Life Insurance Annual Report FY2018-19).

At ICICI Prudential Life, we believe that every claim represents fulfilment of a promise made to our policyholders. We are committed towards securing the future of your loved ones, in a manner that’s quick and efficient. Accessibility, sensitivity and efficiency are the values that drive our claims philosophy.

Read our Claims Process

Benefits Of Insurance

The obvious and most important benefit of insurance is the payment of losses. An insurance policy is a contract used to indemnify individuals and organizations for covered losses. The second benefit of insurance is managing cash flow uncertainty. Insurance provides payment for covered losses when they occur.

Quality service

The quality of our service is based on our well-trained, professional staff and our serious, conscientious attitude with clients. Each of our customer service representatives is a licensed insurance agent and we continue our education to endeavor to stay aware of the latest trends, coverages, and techniques. We're involved in our communities and we deliberately organized ourselves to provide the most freedom to our clients. It's the reason you buy insurance, and we never forget that. We take the time to really understand your unique needs, designing a plan to protect you, your family, your assets, and your most prized possessions.

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